Homeowners Insurance
About one in 15 insured homes has a claim each year.*
Buying a home is an exciting milestone in life, which is why most homeowners want to make sure that they protect their investment. Homeowners insurance usually includes both damage to property and liability for damage that policyholders may cause to others. Policies may include four aspects of coverage, which are coverage of the structure of the home, coverage for personal belongings, liability coverage, and additional living expenses, including the costs of living away from your home if it is damaged. Homeowners insurance covers most natural disasters, with a few exceptions such as earthquakes and floods.
*“Homeowners and Renters Insurance.” Insurance Information Institute. February 2015.
Auto Insurance
It gets you from point A to point B, but how protected is your automobile? Auto insurance is evaluated on many different factors, including the driver’s history, occupation, gender, the type of vehicle, and more.
Motorcycle Insurance
As with auto insurance, different policies have different amounts of coverage, so it is important for each rider to take into consideration how much coverage they want or are required to have.
Classic Cars Insurance
Collecting classic cars may just seem like a hobby to some, but it’s important that these vehicles are protected. Classic car insurance differs from auto insurance because it is nonstandard coverage and is designed to help protect specialty or vintage cars.
Boat Insurance
Boat insurance can help protects your water vessel, whether it’s a dinghy, fishing boat, or yacht. There are two main forms of boat insurance. Different types of policies are available depending on the type of vessel that is being insured.
Motorsport & ATV Insurance
Some of the most popular hobbies may need some of the most inclusive insurance policies. If you own a high-performance car or ATV, insurance companies have developed policies to cover these adventurous activities.
RV & Mobile Home Insurance
Insurance companies that specialize in RV insurance offer features specific to motor homes that standard auto insurance policies may not include.
South Platte Agency 